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| Assets of the country’s three micro-finance institutions reached $4.2 billion at the end of March.This represents an increase of $267 million over 2013. This is revealed in a report by the Central Bank.Three institutions – the Institute of Private Enterprise Development (IPED), Small Business Development Trust (SBDT), and Development Finance Limited of South America Incorporated (DFLSA) – are classified as micro-finance institutions (MFIs).While the performance and condition of all three institutions are monitored and assessed by the Bank of Guyana, only DFLSA is licenced and supervised by the Bank.Loans represented the largest asset category,Michael Irvin Jersey, which at the end of March 2013,Wholesale Jerseys, represented 65 percent of the sector’s total assets. The MFIs reported aggregate loans of G$2,746 million (at March month end),Bvb Trikot G��nstig, a 9.4 percent (G$284 million) decline when compared with the corresponding period last year.According to the Central Bank report, the portfolios of the institutions consisted mainly of micro credit and loans to small and medium enterprises (SMEs), which together accounted for 99.6 percent of total loans. Loans to SMEs amounted to $2.3 billion.During the review period, 1,114 loans totaling G$674 million were granted,Cheap MLB Gear, compared with 1,202 loans totaling $571million for the corresponding period in 2012. This reflected the escalation in the value of loans.On the other hand,China NFL Jerseys, the fall-off in the number of loans granted could be attributed to the cessation of the granting of microcredit and SMEs loans by one of the institutions.Notwithstanding the decline in the number of loans granted, 437 jobs were created during the review period compared with 452 for the same period last year. Of the 1,114 loans disbursed,Stitched Jerseys, 39 percent were to men,Adidas Outlet Australia Sale, 33.4 percent were to men and women jointly and the remaining 27.6 percent were to women. |
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